What is liability insurance for cars

Liability coverage also does not extend to costs associated with your own injuries after an accident you cause. If you want this type of coverage, you may want to consider medical payments coverage. Your insurance agent can help answer questions about auto liability insurance or your state's coverage requirements. Talk to a local insurance agent to discuss your options and choose appropriate liability coverage limits for your situation.

Have questions about auto liability insurance? Ask an agent! Or, Learn more about car insurance coverage. What Is Collision Insurance? What Is Comprehensive Coverage? Retrieve a saved quote. Skip to main content Explore Allstate.

Popular Searches. Allstate We help customers realize their hopes and dreams by providing the best products and services to protect them from life's uncertainties and prepare them for the future. Skip to main content Toggle navigation Log in.

Edit location. Select a product to get a quote. Register new account Pay your bill. Get your ID cards. Video Transcript Let's talk about liability coverage. Contact an Allstate agent. Compare car insurance quotes. Answer a few simple questions to save money on your policy. What does liability car insurance cover? These three numbers represent: Bodily injury BI liability per person : Bodily injury liability covers medical bills, lost wages, and pain and suffering expenses.

Bodily injury liability per accident : This is the maximum amount of bodily injury coverage paid out per accident.

Property damage PD liability per accident : Property damage liability covers vehicle damages, property damage, cleanup costs and court costs if you are sued.

Liability auto insurance in no-fault states Some states are what are known as no-fault insurance states. What liability car insurance does not cover Liability car insurance does not cover damages to your own vehicle and person after an accident.

How much does liability insurance cost? Do you need liability car insurance? Our recommendations for liability insurance Finding the right insurer can be difficult. Geico: 9. USAA: 9. Our methodology Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. Here are the factors our ratings take into account: Reputation : Our research team considered market share, ratings from industry experts and years in business when giving this score.

Availability : Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category. Coverage : Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.

Cost : Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration. Customer Experience : This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J. Find the best [category]. Washington, D. New Hampshire. Insurance Information Institute. Car Insurance. Personal Finance.

Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads.

Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. Your Money. Your Practice. Popular Courses. Insurance Car Insurance. What Is Liability Car Insurance? Key Takeaways Liability car insurance provides financial protection for drivers who harm someone else or their property in a car accident. Call us if you have any questions about this valuable coverage.

Call us at for any changes you need to make to your policy. Our licensed specialists will be happy to assist you. You can make a payment or view your policy online anytime. From the U. Access your policy online to pay a bill, make a change, or just get some information. If your policy is with Jewelers Mutual Insurance Group, log in or call For all other policies, call or log in to your current Homeowners , Renters , or Condo policy to review your policy and contact a customer service agent to discuss your jewelry insurance options.

Login for quick access to your previous policy, where all of your vehicle information is saved. With just a few clicks you can look up the GEICO Insurance Agency partner your insurance policy is with to find policy service options and contact information. GEICO has no control over their privacy practices and assumes no responsibility in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website. This coverage is required by most states to legally drive your vehicle.

Property damage covers damage to the other party's property. This could include damage to vehicles, a yard, light pole, or other property damaged because of the accident. Other things may include:. Bodily injury covers injuries sustained by another person because of the accident.

This can include:. Liability coverage helps cover damages you're responsible for to another party because of an accident. That means it doesn't cover damages to your property or your injuries. Your damages are injuries are protected under other coverages such as:.